Motorcycle insurance

Protecting yourself on a cycle requires more than wearing a helmet. You’ll also want to protect yourself against possible liability because, unfortunately, accidents do happen. If you injure someone in a covered accident or damage the property of others arising from the use of your insured motorcycle, you will be protected up to the limits stated in common motorcycle insurance programs.

-Defense Costs. policy covers legal defense expenses until your liability limits are offered or paid and provides up to $50 ($250 in Arizona, Colorado, Georgia, Iowa, Nevada, and Washington) per day for lost wages if you are asked to attend a trial or hearing.

-Emergency First Aid. motorcycle insurance programs will pay first aid expenses for covered accidents.

-Passenger Liability. This coverage provides bodily injury liability protection for people riding on your cycle. (Passenger liability is required in some states.)

other available coverage you might get interested in are:

-Medical Expense Coverage. You may purchase medical care coverage at your option. After your deductible ($100) is met, we will pay covered medical expenses and funeral services, up to the policy limits ($2,500 maximum for funeral expenses), resulting from death or bodily injury sustained while driving or riding on your motorcycle. Medical services include the following:

• Surgery

• Ambulance

• Hospital Care

• Dental Care

• Prosthetic Devices

• X-rays

• Professional Nursing Services

-Higher Liability Limits. For extra coverage, ask your agent about increased limits of liability.

-Discounts. You may qualify for money-saving discounts on certain motorcycle insurance coverages by:

• Insuring both your cycle and home with American Family.

• Insuring multiple cycles with American Family.

• Insuring certain types of touring cycles with American Family.

-You may also save on your motorcycle insurance premiums under the 50+ Premium Plan. Ask your agent for details. For other vehicle insurance such like car insurance, you can visit this link.

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